Your Budget Is Built On Wrong Math
And it's why you're broke 3 days before payday
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26 Paychecks. 12 Months.
That math doesn't divide evenly. Every budget template assumes monthly. You're paid biweekly.
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Budget By Paycheck Not By Month
List only the bills due before your NEXT paycheck. Just the next 14 days.
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The 20% Rule Per Check
20% of THIS paycheck to savings. Not 20% of your monthly income. This paycheck. Right now.
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3-Paycheck Months Are Your Weapon
Twice a year you get a bonus paycheck. Your budget template doesn't know. You should.
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I Saved $312 Last Month
Subscription audit: $47 Grocery switch: $93 Meal prep: $172 Three changes. That's it.
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Follow For Real Money Systems
@casbattle Paycheck Reset template — link in bio
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